Built by a team of people with more than 500 self-insurance programs aggregated experience.

A U.S. Naval Academy graduate, Tim began his civilian career in the broker world doing Property & Casualty sales and then spent 20+ years building a sophisticated outsourced risk management practice serving commercial real estate. His clients were institutional owners with complex portfolios, demanding lenders, and no tolerance for programs that did not perform.

Two of those clients were large enough and sophisticated enough to deploy a self-insurance structure. Tim designed and managed both programs. For one of the largest publicly traded REITs and a large private development and property company in the Washington, D.C. market.

Those results did not come from a favorable market or a lucky loss year. They came from getting the structure right, sizing the loss fund correctly, administering claims efficiently, and managing the excess carrier relationship with discipline — year after year.

The genesis of WLP was the question he kept coming back to: why does this model only exist for Owners/Operators at that scale? The answer was that mid-market's lack of infrastructure. So he built it.